Buying
Buying, step by step
From the first coffee to the keys usually takes 60 to 90 days. You will always know what happens next.
The steps
- Week 1Talk and get pre-approvedWe talk budget and must-haves. I'll connect you with two lenders to compare, no pressure to use either.
- Weeks 2 to 6Tour homesUsually 8 to 15 homes. I'll tell you what I'd worry about in each one, not just what's nice.
- When it's the oneMake an offerWe look at what similar homes sold for and decide price and terms together.
- Next 30 to 45 daysInspection, appraisal, loanI line up the inspector, read the report with you and negotiate repairs.
- Closing daySign and get keysAbout an hour at the title office. I'll bring the keys and a good bottle.
What it costs you
On a $550,000 home, roughly. Your lender's numbers will be the real ones.
| Down payment | 3% to 20% | $16,500 to $110,000. Depends on your loan. |
|---|---|---|
| Closing costs | 2% to 3% | Lender fees, title, taxes. About $11,000 to $16,500. |
| Inspection | $450 to $650 | Paid at the inspection. Worth every dollar. |
| My fee | 2.5% | Often paid by the seller. If not, we agree on it in writing before you make an offer, never after. |
Contact
Coffee first, paperwork later.
A free 30-minute talk, by phone or in person. You'll leave knowing what the next step is, even if the answer is "wait a year."
Replies the same day, 8am to 8pm, seven days.
Office Central Denver, by appointment.
Licensed Colorado real estate broker.